Buy Now Pay Later detail
Our online payment options give you the ability to spread the cost of the products you want, over a time frame that suits you.
Below is our payment option with specific examples;
NO DEPOSIT, BUY NOW PAY 6 MONTHS LATER
Take advantage of nothing to pay and no interest charges for 6 months on all orders over £299.
You’re in control. At the end of the 6-month period you can either pay off the amount in full and pay no interest or spread the cost with flexible monthly payments (minimum payment of 4% of the outstanding balance or £4 whichever is greater). It works like a credit card you can either pay off the minimum amount each month or settle the outstanding balance; it’s entirely up to you.
Interest will only be charged from the end of the Promotional Period and not backdated to the date of your purchase. Typical 29.9% APR variable after the first 6 months.
In order to apply for credit with able2buy, you must be:
- 18 years or over at the date of the application (no Maximum age limit)
- A permanent UK resident (Minimum 3 years)
- In regular employment (16 hours or more per week)
- Have no history of adverse credit (e.g. County Court Judgments)
OR
- Self-employed (proof of self-employment is required e.g. Tax reference, Vat. Reg Number quoted from an original document)
- Retired and in receipt of a private pension
- In receipt of long term invalidity/disability benefit
- In armed forces (service number is required)
IMPORTANT:
Because we are unable to process your order until we have received your signed credit agreement, it is not possible to offer any Rapid Delivery products through Buy Now Pay Later. We apologise for any inconvenience this may cause.
Credit subject to status to UK residents aged 18 years or over. Credit arranged by Matt E-commerce Solutions Limited, 400 Metroplex, Salford, Manchester, M50 2UE.
If you have any further queries we have compiled a list of frequently asked finance questions to help.
Frequently asked questions